TL;DR:
- Brokers often cause delays, reversals, and confusion during lab equipment financing.
- Direct lab equipment financing means working with a self-funded lender that controls the capital and underwriting.
- This approach speeds up approvals, increases transparency, and offers terms tailored to startup science.
- Bold View Capital offers direct lab equipment financing built for early-stage biotech and diagnostics labs.
When Financing Falls Apart in a Startup Lab
You’ve got a lease signed. Quotes in hand. A burn rate to manage. And then your financing partner pulls out.
This scenario is all too familiar for startup labs trying to scale. Founders often turn to brokers to help secure lab equipment leases, only to find the process plagued by:
- Unclear underwriting criteria (you don’t know what will get approved)
- Last-minute denials from capital partners who don’t understand your business
- Delays in funding due to multi-party coordination
- Lack of accountability when deals fall through
For scientific startups, these disruptions aren’t just annoying. They can delay experiments, jeopardize grants, and shorten runway.
What Is Direct Lab Equipment Financing?
Direct lab equipment financing means working with a lender that provides capital from its own balance sheet. In other words, no brokers, no outside banks, and no unnecessary delays.
Unlike brokers who act as middlemen, a direct lender:
- Controls its own underwriting and approvals
- Can tailor terms around your business model
- Is accountable from first conversation to final signature
- Moves at startup speed
At Bold View Capital, we are a direct, self-funded lender focused exclusively on the life sciences. That means when we say yes, it’s a real yes.
5 Reasons to Choose Direct Lab Equipment Financing
1. Certainty of Execution
Brokers rely on third parties. Therefore, we fund deals ourselves. That means no surprises, no backtracking, and a clear path to getting your equipment in place.
2. Faster Closings
Because we control the capital, we can approve and close deals in days – not weeks or months.
3. Terms Tailored to Science
Your cash flow doesn’t follow a traditional schedule. We offer milestone-based terms, deferred payments, and step-up structures to match your funding cycles.
4. Strategic Partnership
We understand the value of your LC/MS, GC, or next-gen sequencer – not just the cost. Our role isn’t just financial. It’s operational.
5. Real Accountability
When you work directly with us, you’re not passed from broker to underwriter to servicer. You get one point of contact. One relationship. One decision-maker.
Real-World Scenario: Why Direct Lending Matters
Let’s say you’ve raised a seed round. You’re ready to outfit your lab. As Y Combinator outlines in this guide to seed fundraising, even well-planned raises can take time to close. Meanwhile, your grant funding won’t arrive for 60–90 days, and your broker can’t get the deal closed.
With direct lab equipment financing, we can underwrite based on your future funding pipeline, team experience, and lab timeline. Need 90-day deferred payments? Want to bundle procurement from multiple vendors? No problem. That flexibility is built into our model.
Questions to Ask Any Financing Partner
Not sure if your partner is a direct lender? Ask these:
- Who actually controls the capital?
- What happens if timelines shift?
- Can I adjust terms based on scientific milestones?
- Will you support equipment upgrades down the line?
- What’s the fallback if funding is delayed?
If you get vague answers, you’re probably not dealing with a direct lender.
Keep It Simple. Keep It Direct.
Lab startups are already navigating complexity, from regulatory timelines to R&D risk. Your equipment financing shouldn’t add more chaos.
Direct lab equipment financing gives you clarity, control, and confidence. It’s the fastest, most reliable way to get your lab online, without draining your capital or derailing your milestones.
Direct Lab Equipment Financing with Bold View Capital
Bold View Capital provides fast, flexible, and founder-aligned direct lab equipment financing for life science startups. No brokers. No runarounds. Just science-savvy capital that moves at your pace.
